A new Trend Briefing by Bronwyn Williams
The counterbalanced twin trends of centralisation and decentralisation are redefining our social contracts and redrawing the balance between financial freedom and safety – for nations, multinationals and individuals alike. At the same time, the forces of globalisation and automation are redefining the competitive landscape. In this talk you will discover the “4M’s” of power control in the new financial game, the shift from the debt to the credit economy, shifting grey ares, the evolution of DEFI, CBDCs, PIX and monetary sovereignty, how these socio-economic, geopolitical, and technological trends are converging to disrupt YOUR world of banking, finance, and business – and what you can do NOW to protect your own sovereignty (and revenue streams) in the new “post rules” world order.
This talk looks at the future of finance with a particular view to unpacking the emerging threats and opportunities in and around the financial industry, with a focus on the impact these trends will have on the business strategies of fintech, banks and nations.
Three key macro-trend areas will be explored:
- Centrifugal and Centripetal Forces
This section will unpack the equal and opposite macro economic and geopolitical forces driving both centralisation and decentralisation, on a local and international scale (including regulatory and social sustainability trends, as well as emerging technological capabilities and game theory models that allow for new, robust business models), with a view to finding a stable midpoint between efficiency and resilience.
- How is coordinated global regulation around social, fiscal, and environmental impact in impacting on the world of money? – What are the threats and opportunities?
- What is Web 3.0 and why does the decentralised economy matter to the financial industry?
- What are the benefits and concerns around the “platformification” of the financial industry?
- What are the emerging trade offs between financial safety and financial freedom?
- The Barbarians at the Gate in the new every person and nation for themselves in the “post rules” world order
This section will unpack the new businesses and new business models – from fintech startups to superaps to DAOs – already in existence today, making strides towards both fragmenting and competing with the established financial sector, and the potential defensive and offensive “pivot” strategies incumbent actors are adopting in response.
- What happens to company benefits when there are no companies?
- How do you plan a financial future around the shift from salaries to micropayments?
- Why should financial managers care about TikTok traders and Virtual Toms?
- How do digital assets fit into financial management? (if at all?)
- The Grey Elephants Ahead
This section will explore the potential known game-changers with unknown effects on the financial industry; including, but not limited to the likely impact of central bank digital currencies and the rise of borderless private economies and digital city states, that will have hugely disruptive consequences, should they materialise in the foreseeable future.
- What is the difference between risk, uncertainty and chaos?
- What do the “cracks” in the global social welfare contract mean for individuals and financial managers?
- What are the systemic threats to the global financial system?
- How can financial planning balance “dual risk” global fiscal mobility with increased fiscal surveillance?
By the end of the session, participants will have a clear understanding of the most important trends impacting on their businesses (and their individual roles within their businesses) and the respective threats and opportunities each of those trends pose to their organisations. Participants will walk away with an understanding not only of what is going on, but also why these things matter to them, today and into the future.
Bethea Clayton at connected@fluxtrends.co.za or +27764539405 to book this Trend Briefing for your team.
